Comprehensive Coverage for Your Trade
Tailored insurance solutions for plumbing contractors in Bergen County. From emergency repairs to new construction, we protect plumbers against water damage claims and liability risks.
General Liability with water damage coverage
Workers Compensation for employees
Commercial Auto for service vehicles
Tools & Equipment coverage
Pollution liability for sewage work
Professional liability for design work
Burst pipes or faulty connections causing flooding
Water leaks leading to mold damage claims
Blockages causing sewage damage to property
Errors in gas fitting causing leaks or explosions
Winter pipe bursts in vacant properties
Damage to buried pipes or cables during excavation
Essential coverage for water damage and bodily injury
Coverage for sewage backup and contamination
Protect pipe cameras, tools, and machinery
Service trucks and van coverage
Coverage for fixtures before installation
Extra protection for large water damage claims
Water damage claims can be extensive and expensive. A small leak can cause hundreds of thousands in damage if not caught quickly. Insurance reflects this higher risk, but proper coverage protects your business from devastating claims.
If you work on septic systems, sewage lines, or do any excavation work, pollution liability is important. Standard GL policies often exclude pollution claims, leaving a significant coverage gap for plumbers.
High-rise work may require higher liability limits due to the potential for water damage to multiple floors. Some carriers also have height restrictions. We work with carriers experienced in commercial plumbing risks.
Written contracts, pressure testing procedures, proper winterization protocols, and avoiding certain high-risk work (like swimming pools) can reduce premiums. Safety training and water damage prevention programs also help.
Protect your business with comprehensive insurance coverage