Side-by-Side Auto Insurance Comparison Tool
Compare car insurance quotes from top companies. See coverage options, rates, and features side-by-side to make the best decision for your auto insurance needs.
Select up to 3 companies to compare rates, coverage, and features side-by-side
$98/mo
$112/mo
$125/mo
$135/mo
| Feature | State Farm | GEICO |
|---|---|---|
| Monthly Premium | $125 | $98 |
| Customer Rating | 4.5/5 | 4.6/5 |
| Financial Strength | A++ | A++ |
| Coverage Details | ||
| Liability Coverage | 100/300/100 | 100/300/100 |
| Collision Coverage | $500 deductible | $500 deductible |
| Comprehensive Coverage | $500 deductible | $500 deductible |
| Uninsured Motorist | 100/300 | 100/300 |
| Additional Features | ||
| Roadside Assistance | ||
| Rental Car Coverage | ||
| Gap Coverage | ||
| Best For | Drivers who prefer local agent support | Tech-savvy drivers seeking low rates |
Now that you've compared options, let us help you get actual quotes from these insurers
Make sure you're comparing apples to apples with these expert tips
Ensure all quotes have identical liability limits, deductibles, and coverage types
Look for A+ or better AM Best ratings for financial stability
Understand exclusions, limitations, and what's actually covered
Research customer reviews and claims satisfaction scores
Ask about all available discounts you might qualify for
Consider rate stability and potential future increases
Liability Limits
Recommend minimum 100/300/100 for adequate protection
Deductible Options
Balance monthly premium with out-of-pocket costs
Additional Protection
Roadside assistance, rental car, gap coverage availability
Uninsured Motorist
Critical coverage often overlooked in comparisons
Financial Stability
AM Best rating of A or higher ensures claim payment
Claims Process
24/7 claims, mobile app, repair network availability
Customer Service
J.D. Power ratings and customer reviews matter
Discount Programs
Multi-policy, safe driver, and loyalty discounts add up
To compare car insurance quotes effectively: ensure all quotes have the same coverage levels (liability, deductibles), check what's included (roadside assistance, rental car), verify the insurer's financial rating, read customer reviews, understand the claims process, and calculate total annual cost including fees. Don't just compare price - coverage and service matter.
Compare these coverage levels: liability (recommend 100/300/100 minimum), collision and comprehensive deductibles ($500 vs $1,000), uninsured/underinsured motorist coverage, medical payments or PIP, and additional features like roadside assistance, rental reimbursement, and gap coverage. Ensure all quotes reflect identical coverage for accurate comparison.
Insurance quotes vary because each company: uses different rating algorithms, weighs factors differently (age, credit, location), has varying claim experiences in your area, offers different discounts, has different overhead costs, and targets different customer segments. Some insurers specialize in high-risk drivers while others prefer safe drivers with good credit.
The cheapest option isn't always best. Consider: the insurer's financial stability (AM Best rating), customer service ratings, claims satisfaction scores, coverage adequacy for your needs, available discounts, and local agent support if desired. Sometimes paying slightly more for better service and coverage is worthwhile.
Compare car insurance quotes: every 6-12 months at renewal time, after major life changes (marriage, home purchase, new car), when your driving record improves (tickets/accidents drop off), if your credit score improves significantly, or if you notice rate increases. Shopping regularly can save hundreds annually.
For accurate quotes, have ready: driver's license numbers for all drivers, vehicle information (VIN, make, model, year), current coverage details, driving history (accidents, tickets), annual mileage estimates, and credit information (in most states). The more accurate your information, the more reliable your quotes.