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Emergency Roadside Assistance & Insurance Coverage Guide

24/7 Towing Services Near You

Find reliable towing services in your area with insurance billing assistance. Available 24/7 for emergencies.

24/7 Emergency Service

Need a Tow? We've Got You Covered

Find trusted towing services near you with insurance billing assistance. Our network of providers offers 24/7 emergency response throughout New Jersey.

Emergency Hotline

911

For accidents or immediate danger

Insurance Help

(201) 812-2184

Review your towing coverage

Average Wait

20-30 min

In metro areas

Local Service Directory

Trusted Towing Services Near You

Pre-screened providers with insurance billing capabilities

Bergen County 24/7 Towing

Hackensack, NJ
(201) 555-TOWS

Services

  • 24/7 Emergency
  • Flatbed Available
  • Accident Recovery
  • Motorcycle Towing

Insurance Accepted

AAAState FarmGeicoProgressive

Response Time

15-30 min

Coverage Area

All Bergen County

North Jersey Quick Tow

Paramus, NJ
(973) 555-4TOW

Services

  • Light & Heavy Duty
  • Winch Out Service
  • Jump Starts
  • Lockout Service

Insurance Accepted

AllstateLiberty MutualNationwide

Response Time

20-35 min

Coverage Area

Route 17 & 4 Corridor

Garden State Emergency Towing

Fort Lee, NJ
(201) 555-HELP

Services

  • Luxury Vehicle Specialist
  • Long Distance
  • Battery Service
  • Tire Changes

Insurance Accepted

Most Major Carriers

Response Time

15-25 min

Coverage Area

GW Bridge Area

Express Roadside Recovery

Teaneck, NJ
(551) 555-3333

Services

  • Accident Scene Management
  • Police Rotation
  • Storage Available
  • Off-Road Recovery

Insurance Accepted

Direct Insurance Billing

Response Time

10-20 min

Coverage Area

I-95 & Route 80

Reliable Towing Services

Englewood, NJ
(201) 555-9999

Services

  • Flatbed Only
  • Exotic Cars
  • Construction Equipment
  • Bus Towing

Insurance Accepted

Commercial Fleet Plans

Response Time

25-40 min

Coverage Area

Northwest Bergen

Insurance Coverage

Understanding Your Towing Coverage

What's Typically Covered

  • Accident Towing: If you have collision coverage, towing to a repair shop after an accident is usually covered
  • Roadside Assistance: Optional coverage (~$15/year) includes towing for breakdowns, usually up to $100-150
  • Reimbursement: You can choose your towing provider and get reimbursed up to policy limits

Coverage Limits & Tips

  • !
    Distance Limits: Most policies cover 15-25 miles. Longer distances incur additional charges
  • !
    Annual Limits: Roadside assistance typically allows 3-4 service calls per year
  • !
    Save Receipts: Keep all towing receipts for insurance reimbursement claims

Not sure about your towing coverage? Let's review your policy together.

Call (201) 812-2184 for Coverage Review

Frequently Asked Questions

Common questions about towing coverage and insurance

Does my auto insurance cover towing services?

Most comprehensive and collision coverage includes towing after an accident. However, for mechanical breakdowns, you'll need roadside assistance coverage. Check your policy or call us at (201) 812-2184 to review your coverage.

How much does emergency towing cost without insurance?

Emergency towing typically costs $75-$125 for local service (5-10 miles), plus $2-$4 per additional mile. Accident recovery, winching, or after-hours service can increase costs to $150-$300 or more.

What should I do if my car breaks down on the highway?

1) Move to the right shoulder if possible, 2) Turn on hazard lights, 3) Call 911 if you're in danger, 4) Call your insurance company or towing service, 5) Stay in your vehicle with seatbelt on unless it's unsafe.

Can I choose my own towing company with insurance?

Yes, most insurance policies allow you to choose your towing provider and get reimbursed up to your coverage limit. Some insurers have preferred providers that offer direct billing, eliminating out-of-pocket costs.

What's the difference between roadside assistance and towing coverage?

Roadside assistance is broader, covering jump starts, lockouts, flat tires, and fuel delivery, plus towing. Towing coverage typically only pays for towing after an accident. Roadside assistance costs about $15-$25 per year extra.