Emergency Roadside Assistance & Insurance Coverage Guide
Find reliable towing services in your area with insurance billing assistance. Available 24/7 for emergencies.
Find trusted towing services near you with insurance billing assistance. Our network of providers offers 24/7 emergency response throughout New Jersey.
911
For accidents or immediate danger
(201) 812-2184
Review your towing coverage
20-30 min
In metro areas
Pre-screened providers with insurance billing capabilities
15-30 min
All Bergen County
20-35 min
Route 17 & 4 Corridor
15-25 min
GW Bridge Area
10-20 min
I-95 & Route 80
25-40 min
Northwest Bergen
Not sure about your towing coverage? Let's review your policy together.
Call (201) 812-2184 for Coverage ReviewCommon questions about towing coverage and insurance
Most comprehensive and collision coverage includes towing after an accident. However, for mechanical breakdowns, you'll need roadside assistance coverage. Check your policy or call us at (201) 812-2184 to review your coverage.
Emergency towing typically costs $75-$125 for local service (5-10 miles), plus $2-$4 per additional mile. Accident recovery, winching, or after-hours service can increase costs to $150-$300 or more.
1) Move to the right shoulder if possible, 2) Turn on hazard lights, 3) Call 911 if you're in danger, 4) Call your insurance company or towing service, 5) Stay in your vehicle with seatbelt on unless it's unsafe.
Yes, most insurance policies allow you to choose your towing provider and get reimbursed up to your coverage limit. Some insurers have preferred providers that offer direct billing, eliminating out-of-pocket costs.
Roadside assistance is broader, covering jump starts, lockouts, flat tires, and fuel delivery, plus towing. Towing coverage typically only pays for towing after an accident. Roadside assistance costs about $15-$25 per year extra.