Ride with Confidence
Comprehensive motorcycle insurance coverage for New Jersey riders. Whether you ride a sport bike, cruiser, or touring motorcycle, we'll protect your passion with the right coverage.
The freedom of the open road comes with unique risks that require specialized insurance protection. New Jersey's diverse terrain – from mountain roads to shore highways – presents various challenges for riders. Our motorcycle insurance policies are designed to protect you, your bike, and your passenger no matter where the road takes you.\n\nWe understand that your motorcycle is more than just transportation – it's your passion, your escape, and often a significant investment. That's why we offer flexible coverage options tailored to your specific riding style, whether you're a weekend warrior, daily commuter, or long-distance tourer.
Coverage options designed specifically for motorcycle enthusiasts
Protection for bodily injury and property damage you cause to others while riding
Pays for damage to your motorcycle from collisions with vehicles or objects
Protection against theft, vandalism, weather damage, and other non-collision losses
Coverage if you're hit by a driver with no insurance or insufficient coverage
Coverage for medical expenses for you and your passenger regardless of fault
Additional coverage for aftermarket parts, accessories, and custom modifications
Experience the advantages of working with riders who understand riders
Policies designed specifically for motorcycles, from sport bikes to cruisers to touring bikes.
Our agents understand riders and can help with coverage for rallies, track days, and group rides.
Seasonal riding options and lay-up periods to reduce premiums during winter months.
Enhance your protection with these optional coverages
24/7 towing, battery jumps, flat tire assistance, and emergency fuel delivery designed for motorcycles.
Get a brand new bike if yours is totaled within the first few years of ownership.
Coverage for lodging and transportation if your bike breaks down far from home.
Get a free motorcycle insurance quote and hit the road with confidence.
Yes, New Jersey requires all motorcycles to have liability insurance with minimum limits of $15,000 per person, $30,000 per accident for bodily injury, and $5,000 for property damage. We recommend higher limits for better protection.
Take a motorcycle safety course, maintain a clean driving record, choose higher deductibles, bundle with other policies, and ask about seasonal coverage if you don't ride year-round. Anti-theft devices can also reduce premiums.
Yes, liability and medical payments coverage typically extend to passengers. However, ensure your policy limits are adequate to cover potential injuries to both you and your passenger.
Standard policies provide limited coverage for riding gear. We can add additional coverage for helmets, leathers, and other expensive riding equipment to ensure full protection.