Protect Your Automotive Investment
Specialized insurance coverage for classic cars, antique vehicles, and collector automobiles. Preserve your passion with protection designed for automotive enthusiasts.
Your classic car isn't just transportation – it's a piece of history, a work of art, and often a significant investment. Standard auto insurance doesn't understand the true value of your vehicle or the care you put into maintaining it.\n\nOur classic car insurance policies are designed specifically for collectors and enthusiasts. We offer agreed value coverage that guarantees you'll receive the full insured amount in case of a total loss, without depreciation. Plus, with lower premiums than standard auto insurance, you can protect your investment without breaking the bank.
Our classic auto policies include specialized coverage options you won't find with standard insurance
Your classic car is insured for a guaranteed amount we agree upon, protecting your investment
Protection against damage from accidents, weather, vandalism, and other covered perils
Coverage for spare parts and automotive tools specific to your classic vehicle
Roadside assistance and towing specifically designed for classic and antique vehicles
Medical reimbursement for injuries that occur at car shows and exhibitions
Reimbursement for lodging and transportation if your classic car breaks down far from home
Experience the advantages of working with classic car insurance specialists
Policies designed specifically for classic, antique, and collector vehicles with unique needs and values.
Our agents understand classic cars and can help you get the right coverage for your prized possession.
Lower premiums than standard auto insurance because classic cars are driven less and maintained better.
From American muscle to European classics, we cover them all
Vehicles 20-40 years old including muscle cars, vintage sports cars, and collectible sedans.
Cars over 40 years old, vintage motorcycles, and historic commercial vehicles.
Street rods, custom builds, exotic sports cars, and limited production vehicles.
Get a free classic auto insurance quote and discover how affordable specialized coverage can be.
Generally, vehicles 25 years or older, or limited production vehicles that are collectible. Some insurers also cover modified vehicles, exotics, and modern classics. Each carrier has specific guidelines.
Classic car insurance offers agreed value coverage instead of actual cash value, has lower premiums due to limited use, and includes specialized coverage for car shows, spare parts, and restoration.
Most classic car policies have annual mileage limits, typically between 2,500 to 7,500 miles per year. However, we can find policies with higher limits or unlimited pleasure use depending on your needs.
Most policies restrict commuting to work, but allow pleasure driving, car shows, club events, and exhibitions. Some carriers offer occasional work commute options.