Protect Your Investment on the Water
Comprehensive boat insurance coverage for all types of watercraft. From fishing boats to luxury yachts, we\'ll keep you protected on New Jersey\'s waters.
Whether you\'re cruising the Jersey Shore, fishing in Barnegat Bay, or sailing on the Hudson River, proper boat insurance is essential. Our comprehensive marine insurance policies protect your watercraft, your passengers, and your liability exposure.\n\nWe understand that your boat is more than just a vehicle – it\'s your escape, your passion, and often a significant investment. That\'s why we offer flexible coverage options tailored to your specific boating lifestyle and budget.
Our boat insurance policies offer comprehensive protection for your watercraft and marine activities
Protects your boat from physical damage including collisions, weather, and vandalism
Covers bodily injury and property damage you cause to others while boating
Covers medical expenses for you and your passengers regardless of fault
Protection if you're hit by a boater with no insurance or insufficient coverage
Coverage for fishing equipment, water sports gear, and other personal items on board
Towing, fuel delivery, and on-water assistance when you need it most
Experience the advantages of working with marine insurance experts
From small fishing boats to luxury yachts, we have coverage options for all watercraft types and sizes.
Our agents understand boating and can help you get the right coverage for your specific needs.
We shop multiple carriers to find you the best coverage at the most competitive prices.
Customize your policy with these optional coverages
Coverage for engine and mechanical failures not covered by standard policies.
Get a brand new boat if yours is totaled within the first few model years.
Extend your coverage area for trips to the Bahamas or other destinations.
Get a free boat insurance quote and discover how affordable comprehensive coverage can be.
While New Jersey doesn't require boat insurance by law, many marinas require it for docking. Additionally, if you have a boat loan, your lender will require coverage. Even without these requirements, boat insurance protects your investment and provides liability coverage.
We insure all types of watercraft including powerboats, sailboats, fishing boats, pontoon boats, personal watercraft (jet skis), and yachts. Coverage is available for boats of all sizes and values.
Yes, most policies provide year-round coverage. Some insurers offer lay-up periods during winter months when your boat is in storage, which can reduce your premium while maintaining comprehensive coverage.
Actual cash value pays the depreciated value of your boat at the time of loss. Agreed value coverage pays a predetermined amount you and the insurer agree upon when you buy the policy, providing better protection for your investment.