Expert Guidance vs. Name Your Price
Progressive Alternative in Bergen County
Why guess your coverage needs when you can have an expert find you better protection for less?
The Problem with "Name Your Price"
What Progressive Doesn't Want You to Know
- •Their snapshot device can actually increase your rates based on driving habits
- •Bundle discounts are often less than what we find with separate carriers
- •Their claims process prioritizes efficiency over fair settlements
- •You can't visit a local office to resolve complex issues
- •Their agents can only sell Progressive products, limiting your options
- •Algorithm-based pricing misses local factors that could save you money
- •You're just a policy number in their massive system
- •No one reviews your coverage unless you ask
The Midland Advantage
Why "Name Your Price" Fails You
Progressive's tool sounds empowering, but it often leads to dangerous coverage gaps
Inadequate Coverage
Choosing a lower price often means critical gaps in protection
Hidden Exclusions
Important coverage stripped away to meet your price point
False Economy
Saving $20/month can cost thousands when you need to file a claim
No Expert Guidance
You're left to guess what coverage you actually need
At Midland, we don't ask you to name your price. We find you the right coverage at the best price—with expert guidance every step of the way.
Get Expert Coverage AdviceBetter Coverage, Better Price
See how Midland customers save money while getting superior protection
Basic Coverage Seeker
25-year-old, clean record, 2020 Honda Civic
Progressive
$142/mo
Midland
$138/mo
You Save
Save $48/year
Plus proper liability limits
Family Protection
40-year-old couple, 2 cars, homeowners
Progressive
$324/mo
Midland
$298/mo
You Save
Save $312/year
With umbrella policy option
High-Value Assets
55-year-old, luxury car, high limits needed
Progressive
$428/mo
Midland
$385/mo
You Save
Save $516/year
Better coverage included
Progressive vs. Midland: Every Aspect
Coverage Selection
Progressive: DIY Guesswork
- Name Your Price tool limits options
- No professional guidance
- Often results in underinsurance
- Complex coverage decisions alone
Midland: Expert Recommendations
- Professional coverage analysis
- Local risk assessment included
- Proper protection prioritized
- Clear explanations of options
Claims Experience
Progressive: App-Based Process
- Upload photos and wait
- Automated claim handling
- Call center support only
- You vs. their adjusters
Midland: Personal Advocacy
- Agent handles claim details
- Local adjuster relationships
- We negotiate for you
- Support throughout process
Policy Management
Progressive: Self-Service Only
- Online changes only
- No review reminders
- Figure it out yourself
- Generic email updates
Midland: Proactive Service
- Annual coverage reviews
- Life change check-ins
- Discount optimization
- Personal policy advice
Ready for Insurance That Works for You?
Stop guessing with "Name Your Price" tools. Get expert guidance and better rates with Midland.
Frequently Asked Questions
How does Midland's pricing compare to Progressive's "Name Your Price" tool?
While Progressive limits you to their rates and makes you sacrifice coverage for price, we shop multiple carriers to find better coverage at competitive prices. Our clients typically save money while getting superior protection because we know which carriers offer the best rates for your specific situation.
What about Progressive's Snapshot discount program?
Snapshot can actually increase your rates if the device determines you're a higher risk. We find you discounts based on your actual profile, not invasive monitoring. Many of our carriers offer better safe driver discounts without tracking your every move.
Is switching from Progressive complicated?
Not at all! We handle the entire process, including timing the switch to avoid any lapse in coverage. We'll review your current Progressive policy, find better options, and manage all the paperwork. Most switches take less than 30 minutes.
Can Midland match Progressive's online tools and app?
While we offer 24/7 online policy access and digital ID cards, we provide something better than an app—a dedicated agent who knows your name. When you need help, you talk to a real person who understands your situation, not navigate through app menus.
Why is working with an independent agent better than Progressive?
Progressive can only offer their own products and prices. As an independent agency, we represent multiple insurance carriers, allowing us to find the best combination of coverage and price for your specific needs. Plus, we provide ongoing service and advocacy that Progressive's model simply can't match.
Stop Guessing, Start Saving
Let our experts find you better coverage than any DIY tool ever could