Update Your Coverage
Policy Changes
Send in a request to make changes to one or more of your policies. We'll help ensure your coverage stays current with your needs.
What Changes Do You Need to Make?
Life changes, and your insurance should too. Here are the most common policy updates we help with.
Vehicle Changes
Add, remove, or replace vehicles on your policy
- Add a new vehicle
- Remove a sold vehicle
- Replace a vehicle
- Update vehicle usage
Driver Changes
Update drivers covered by your policy
- Add a new driver
- Remove a driver
- Update driver information
- Add a teen driver
Address Changes
Update your home or garaging address
- Change primary address
- Update garaging location
- Add a new property
- Change mailing address
Coverage Changes
Adjust your coverage limits and deductibles
- Increase liability limits
- Change deductibles
- Add comprehensive/collision
- Add umbrella coverage
Property Changes
Update home or property information
- Home renovations
- Add a pool or trampoline
- Update home value
- Add personal property
Payment Changes
Update payment method or schedule
- Change payment method
- Update bank account
- Change due date
- Set up autopay
What You Need to Know
Effective Dates
Most changes take effect immediately, but some may require underwriting review.
Premium Changes
Policy changes may affect your premium. We'll explain any cost differences before finalizing.
Documentation
Some changes require documentation, such as vehicle registration or driver's licenses.
Confirmation
You'll receive written confirmation of all changes via email or mail.
Ready to Make Changes?
Our experienced team will help you make changes quickly and ensure you maintain the right coverage for your needs.
Have your policy number ready for faster service
Policy Change Questions
How quickly do policy changes take effect?
Most changes take effect immediately upon processing. However, some changes may require underwriting review and could take 24-48 hours. We'll let you know the effective date for any changes.
Will policy changes affect my premium?
Many changes can affect your premium. Adding vehicles or drivers typically increases cost, while removing them or increasing deductibles may lower it. We'll always show you the premium impact before finalizing changes.
What documentation is needed for changes?
Documentation varies by change type. Vehicle changes require registration or bill of sale. Driver changes need licenses. Property changes may require appraisals or receipts. We'll tell you exactly what's needed.
Can I make changes online?
Many carriers offer online portals for basic changes. For complex changes or if you need guidance, our team is here to help ensure changes are made correctly and you maintain proper coverage.