Keep Your Trucks Rolling
Comprehensive trucking insurance for owner-operators and fleets. From local delivery to long-haul operations, we provide the coverage required to keep you compliant and protected.
The trucking industry faces unique challenges and regulations that require specialized insurance solutions. Whether you're an owner-operator with one truck or manage a large fleet, you need coverage that protects your vehicles, cargo, and business while meeting complex regulatory requirements.\n\nOur trucking insurance programs are designed by specialists who understand your industry. We provide the required coverages for DOT compliance, protect against the specific risks you face on the road, and help you manage costs through safety programs and fleet discounts. Let us handle your insurance so you can focus on delivering.
Specialized coverage for all trucking operations
Required coverage for bodily injury and property damage caused by your trucks
Comprehensive and collision coverage for your trucks and trailers
Protection for freight you're hauling against damage, theft, or loss
Coverage for non-trucking operations like loading/unloading and premises liability
Bobtail coverage for owner-operators when not under dispatch
Coverage for non-owned trailers in your possession under written agreement
Industry expertise that drives your success
Coverage that meets federal and state requirements including required filings.
Specialists who understand trucking operations, regulations, and unique risks.
Competitive rates for owner-operators to large fleets with safety incentives.
Specialized coverage for every type of trucking business
General freight, flatbed, refrigerated, and specialized commodity haulers.
Box trucks, straight trucks, and local cartage operations.
Auto haulers, tankers, hazmat, heavy haul, and other specialized operations.
Get a trucking insurance quote that meets your needs and regulatory requirements.
The FMCSA requires $750,000 to $5 million in liability coverage depending on cargo type. Most truckers also need physical damage, cargo, and general liability coverage. State requirements may vary.
Premiums depend on driving records, cargo type, operating radius, vehicle age, safety programs, and claims history. Long-haul operations and hazmat typically cost more than local delivery.
Owner-operators need primary liability when under dispatch and non-trucking liability (bobtail) for personal use. They may also need physical damage, occupational accident, and cargo coverage.
Primary liability covers accidents while driving. General liability covers other business operations like loading/unloading injuries, cargo handling damage, and premises accidents.