Foundation Coverage for Every Business
Protect your business with comprehensive general liability insurance. Essential coverage for customer injuries, property damage, and the lawsuits that can threaten your success.
General liability insurance is the cornerstone of business protection. It shields your company from the most common risks you face every day – a customer slipping in your store, damage caused during a service call, or a product that doesn't perform as expected.\n\nAlso known as commercial general liability (CGL), this coverage is often the first policy businesses purchase and the one most frequently required by landlords, clients, and lenders. Without it, a single incident could result in devastating legal costs and damages that threaten your business survival.
Coverage for the risks every business faces
Coverage for injuries or property damage your business causes to third parties
Protection against claims from products you sell or work you've completed
Coverage for libel, slander, copyright infringement, and false advertising claims
No-fault medical coverage for injuries occurring on your premises
Coverage for damage to spaces you rent or lease for business operations
Attorney fees and court costs for covered claims, even if groundless
Protect your business from common but costly risks
Foundation coverage every business needs to protect against common liability risks.
Tailored coverage with endorsements for your specific business type and risks.
Coverage limits from $1 million to higher amounts based on your needs.
Real scenarios that happen to businesses every day
Customer injuries from wet floors, uneven surfaces, or poor lighting on your premises.
Damage caused while working at client locations or by products you\'ve sold.
Claims of slander, libel, or copyright infringement in your marketing materials.
Don't operate without essential liability coverage. Get your quote now.
It covers third-party claims for bodily injury, property damage, and personal/advertising injury. This includes slip-and-fall accidents, damage you cause at client sites, product liability, and defamation claims.
While not legally required in most cases, it's often mandatory for business licenses, commercial leases, client contracts, and loan agreements. It's considered essential protection for any business.
It doesn't cover employee injuries (need workers' comp), auto accidents (need commercial auto), professional mistakes (need professional liability), or property damage to your own assets (need property insurance).
Most businesses start with $1 million per occurrence and $2 million aggregate. Higher-risk businesses, those with contracts requiring more, or those wanting extra protection may need $2-5 million or more.