Keep Your Business Moving Forward
Comprehensive commercial auto insurance for New Jersey businesses. Protect your vehicles, drivers, and bottom line with coverage designed for how you work.
Your commercial vehicles are essential to your business operations. Whether you're making deliveries, visiting job sites, or meeting clients, you need insurance that protects your vehicles, drivers, and business from the unique risks of commercial driving.\n\nCommercial auto insurance goes beyond personal coverage to address business-specific needs like higher liability limits, multiple drivers, and specialized vehicle uses. We work with businesses of all sizes to create customized auto insurance programs that provide comprehensive protection while managing costs.
Coverage designed for business vehicles and operations
Protection for bodily injury and property damage your vehicles cause to others
Comprehensive and collision coverage for your commercial vehicles
Coverage for medical expenses for drivers and passengers regardless of fault
Protection when other drivers lack adequate insurance coverage
Coverage for vehicles you rent or employees use for business purposes
Protection for goods and materials being transported in your vehicles
Expert solutions for your business vehicle needs
Whether you have one vehicle or a hundred, we provide scalable solutions with fleet discounts.
Specialized coverage for contractors, delivery services, sales fleets, and more.
Fleet safety programs and telematics options to help reduce premiums and claims.
Specialized commercial auto solutions for every industry
Pickups, vans, and specialty vehicles for construction and service businesses.
Coverage for sales fleets, service technicians, and business travel.
Box trucks, cargo vans, and delivery vehicles with cargo protection.
Get a commercial auto insurance quote tailored to your fleet and operations.
Any vehicle used for business purposes needs commercial coverage, including cars, vans, trucks, and specialty vehicles. This includes vehicles owned by the business, leased vehicles, and sometimes employee vehicles used for work.
Commercial auto insurance offers higher liability limits, covers business-related risks, protects multiple drivers, and includes specialized coverages like hired/non-owned auto. Personal policies typically exclude business use.
All regular drivers should be listed. Some policies allow "any driver" coverage for larger fleets. Driver records affect premiums, so maintaining hiring and training standards is important.
Premiums depend on vehicle types, usage, radius of operation, driver records, cargo transported, safety features, and claims history. We help identify ways to reduce costs while maintaining proper coverage.