Compare quotes and save up to $500/year

Auto Insurance in Wyckoff, NJ

Get affordable auto insurance in Wyckoff, NJ. Located near Route 208 and the New York border, our residents enjoy competitive rates averaging $169/month. Save up to $450/year with personalized quotes.

17,000
Population
$169/mo
Average Rate
$450/year
Average Savings
15+
Insurance Carriers
Local Insights

Why Wyckoff Auto Insurance Rates Vary

Route 208 Corridor Access

Easy access to major highways with lower traffic density

15% lower accident rate

Suburban Safety Benefits

Lower crime rates and safer residential streets

12% fewer theft claims

New York Commuter Routes

Well-maintained roads for NY commuters via Route 208

8% fewer maintenance claims
Our Services

Auto Insurance Services in Wyckoff

Comprehensive auto insurance coverage options tailored to your needs

Liability Coverage

NJ minimum plus enhanced coverage for Route 208 commuters

Learn More

Comprehensive Coverage

Protection for suburban homes and safe parking areas

Learn More

New York Commuter Discounts

Special rates for daily NY commuters via Route 208

Learn More

Good Driver Rewards

Enhanced discounts for safe suburban driving

Learn More

Multi-Policy Savings

Bundle auto with home insurance for maximum savings

Learn More

Local Agent Support

Bergen County agents who understand your community

Learn More
Local Information

Wyckoff Driving Information

Local Risk Factors

  • Route 208 entrance/exit points
  • School zones on Wyckoff Avenue and Russell Avenue
  • Deer crossing areas near Ramapo River
  • Winter weather road conditions
  • Shopping center parking at Wyckoff Square
  • Commuter rush hour on Cedar Hill Avenue

Available Discounts

  • Good driver discount (no accidents in 3 years)
  • Wyckoff resident discount
  • New York commuter discount
  • Multi-vehicle household savings
  • Homeowner discount (own home in Wyckoff)
  • Senior driver safety course discount

Coverage Recommendations

NJ Minimum

  • Liability: 15/30/5
  • PIP: $15,000
  • Uninsured: 15/30

Recommended

  • Liability: 100/300/100
  • PIP: $250,000
  • Uninsured: 100/300
  • Comprehensive: Yes
  • Collision: Yes
Rate Comparison

Wyckoff vs. New Jersey Average

Coverage TypeWyckoffNJ AverageYour Savings
Full Coverage$178/month$220/month$42/month
Liability Only$98/month$125/month$27/month
Annual Savings$2,136/year$2,640/year$504/year
Service Areas

Also Serving Nearby Areas

We provide auto insurance services throughout Bergen County

Get Started

Ready to Save on Auto Insurance?

Join thousands of Wyckoff drivers who save an average of $500/year with Midland Associates

Auto Insurance in Other Bergen County Cities