Compare quotes and save up to $500/year

Auto Insurance in Mahwah, NJ

Get affordable auto insurance in Mahwah, NJ. Located at the intersection of Route 287 and Route 17 near the New York border, our residents enjoy competitive rates averaging $175/month. Save up to $475/year with personalized quotes.

26,000
Population
$175/mo
Average Rate
$475/year
Average Savings
15+
Insurance Carriers
Local Insights

Why Mahwah Auto Insurance Rates Vary

Route 287 & Route 17 Junction

Major highway intersection with heavy commuter traffic

22% higher traffic volume

Corporate Campus Area

Major employers like Ford and Sharp create busy business districts

15% more commuter accidents

New York Border Crossing

Heavy cross-border traffic increases insurance considerations

12% more interstate claims
Our Services

Auto Insurance Services in Mahwah

Comprehensive auto insurance coverage options tailored to your needs

Liability Coverage

Enhanced coverage for Route 287/17 intersection traffic

Learn More

Comprehensive Coverage

Protection for corporate campus parking and commuter areas

Learn More

Corporate Employee Discounts

Special rates for Ford, Sharp, and other major employers

Learn More

Interstate Commuter Coverage

Enhanced protection for NY/NJ cross-border driving

Learn More

Multi-Policy Savings

Bundle auto with home insurance for maximum savings

Learn More

Local Agent Support

Experienced agents for complex commuter needs

Learn More
Local Information

Mahwah Driving Information

Local Risk Factors

  • Route 287 and Route 17 intersection congestion
  • Corporate campus rush hour traffic
  • Ramapo College student driver area
  • Interstate truck traffic on Route 287
  • School zones on Ramapo Valley Road
  • Winter weather on elevated highway sections

Available Discounts

  • Good driver discount (no accidents in 3 years)
  • Mahwah resident discount
  • Corporate employee group discount
  • Multi-vehicle household savings
  • College student discount (Ramapo College)
  • Defensive driving course discount

Coverage Recommendations

NJ Minimum

  • Liability: 15/30/5
  • PIP: $15,000
  • Uninsured: 15/30

Recommended

  • Liability: 250/500/100
  • PIP: $250,000
  • Uninsured: 250/500
  • Comprehensive: Yes
  • Collision: Yes
Rate Comparison

Mahwah vs. New Jersey Average

Coverage TypeMahwahNJ AverageYour Savings
Full Coverage$178/month$220/month$42/month
Liability Only$98/month$125/month$27/month
Annual Savings$2,136/year$2,640/year$504/year
Service Areas

Also Serving Nearby Areas

We provide auto insurance services throughout Bergen County

Get Started

Ready to Save on Auto Insurance?

Join thousands of Mahwah drivers who save an average of $500/year with Midland Associates

Auto Insurance in Other Bergen County Cities