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Auto Insurance in Dumont, NJ

Get affordable auto insurance in Dumont, NJ. Located along Madison Avenue with a thriving commercial district, our residents enjoy competitive rates averaging $174/month. Save up to $450/year with personalized quotes.

18,000
Population
$174/mo
Average Rate
$450/year
Average Savings
15+
Insurance Carriers
Local Insights

Why Dumont Auto Insurance Rates Vary

Madison Avenue Commercial Hub

Active business district with good traffic management

12% managed congestion rates

Community Policing Benefits

Strong local police presence and neighborhood watch

15% fewer theft claims

Mixed-Use Development

Well-planned commercial and residential integration

18% fewer parking incidents
Our Services

Auto Insurance Services in Dumont

Comprehensive auto insurance coverage options tailored to your needs

Liability Coverage

NJ minimum plus enhanced coverage for commercial area drivers

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Comprehensive Coverage

Protection for vehicles in mixed commercial-residential areas

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Business District Discounts

Special rates for Madison Avenue area commuters

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Good Driver Rewards

Enhanced discounts for safe community driving

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Multi-Policy Savings

Bundle auto with home insurance for maximum savings

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Local Agent Support

Bergen County agents who understand your community

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Local Information

Dumont Driving Information

Local Risk Factors

  • Madison Avenue commercial traffic congestion
  • School zones on Washington Avenue and Maple Avenue
  • Train station area during commuter peak hours
  • Shopping center parking challenges
  • Delivery truck activity in business district
  • Event-related traffic near community centers

Available Discounts

  • Good driver discount (no accidents in 3 years)
  • Dumont resident discount
  • Local business employee discount
  • Train commuter discount
  • Multi-vehicle household discount
  • Homeowner discount (own home in Dumont)

Coverage Recommendations

NJ Minimum

  • Liability: 15/30/5
  • PIP: $15,000
  • Uninsured: 15/30

Recommended

  • Liability: 100/300/100
  • PIP: $250,000
  • Uninsured: 100/300
  • Comprehensive: Yes
  • Collision: Yes
Rate Comparison

Dumont vs. New Jersey Average

Coverage TypeDumontNJ AverageYour Savings
Full Coverage$178/month$220/month$42/month
Liability Only$98/month$125/month$27/month
Annual Savings$2,136/year$2,640/year$504/year
Service Areas

Also Serving Nearby Areas

We provide auto insurance services throughout Bergen County

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