Your Advocate in Insurance
We're Independent
As an independent insurance agency, we work for you - not the insurance companies. This means better coverage, competitive rates, and personalized service.
What Being Independent Means for You
Unlike captive agents who represent one company, we represent you. We have access to multiple insurance carriers and can shop for the best combination of coverage and price.
Multiple Carrier Options
We work with over 30 top-rated insurance companies to find the best coverage and rates for you.
Competitive Pricing
By comparing multiple carriers, we ensure you get the most competitive rates available.
Unbiased Advice
We work for you, not the insurance company. Our recommendations are based solely on your needs.
Personal Service
You'll have a dedicated agent who knows you and your coverage, not a call center.
Independent vs. Captive Agents
See the difference independence makes
Trusted Insurance Carriers
We partner with financially strong, reputable insurance companies to provide you with reliable coverage options.
And many more regional and specialty carriers...
How We Work for You
Understand Your Needs
We start by learning about your specific situation, risks, and coverage requirements.
Shop Multiple Carriers
We compare quotes from multiple insurance companies to find the best coverage and price.
Ongoing Support
We're here for claims, policy changes, and annual reviews to ensure continued protection.
Experience the Independent Difference
Join thousands of Bergen County residents and businesses who trust us as their independent insurance advocate.